@marcus.swenson Yes, this topic is covered in depth on the forum here:
Split and track escrow transactions separately from mortgage payments
It’s also covered in the Help Articles:
Split & Categorize Mortgage Payments
Bottom line is that disbursements from lender escrow accounts are Transfers, not income. They’re positive (Money In) because the lender is essentially distributing the funds on your behalf, albeit with the restriction that it’s used only to pay a particular vendor (insurance, HOA, property taxes, etc.). That vendor payment should be recorded separately as an actual expense and categorized accordingly.