Last I checked, Stessa can’t recognize when the same transaction legitimately appears in multiple data source accounts (like a mortgage payment from a linked bank account to a linked mortgage account), leading to multiple redundant transactions and inaccurate financial calculations. Other financial services, like Personal Capital, handle this in calculations by counting only one instance of the transaction (I believe they exclude transactions in the mortgage account from calculations).
Dealing with this in Stessa requires users to manually edit the register which is cumbersome with multiple properties and makes it more trouble than it’s worth, especially since I’m already using other accounting software to maintain a master transaction register for long term property histories and report generation. The problem also multiplies if I link property management (AppFolio) accounts.
fyi: my setup has a single bank account for all properties plus the mortgage account and property management accounts for each property that has them. If I choose not to link any of these, then only partial data is collected and I’d have to enter what’s missing manually each month or upload a CSV which is not feasible.
Until Stessa can fully automate the download, categorization and filtering of all transactions from all types of linked accounts, it is not fully functional and not really usable for me.