Given that all mortgages aren’t traditional 30 years loans, there needs to be a feature to keep track of Short Term Hard Money Loans for Fix & Flip or Fix & Rent properties where there’s a portion of the entire loan that held back in reserves until a loan draw has been made (which then increases the actual loan balance once made). Example: $100,000 initial loan + $50,000 held in reserves. A $10,000 draw changes the existing loan to $110,000 with $$40,000 in reserves. The $10,000 draw received via wire bank transfer currently shows up as a transfer with no way to correctly categorize it as part of the existing loan.
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