Currently, when I link a mortgage account through my bank, Stessa pulls the raw transaction data in a way that misrepresents the cash flow. For example, mortgage payments are being recorded as positive “money-in” transactions, when in reality they are expenses. This also applies to PMI, escrow, or fee charges within that account, which should be debits but appear as credits.
As a result, I have to manually adjust each transaction to a negative amount, which is time-consuming and error-prone. This also affects the accuracy of cash flow and performance reports.
It would be extremely helpful to have a separate connection type or designation specifically for mortgage/loan accounts. That way, Stessa could apply proper logic to categorize and display these transactions as expenses, not income.