External ACH Transfer w/out Plaid

Most banks (including other cash management apps that connect to the same Blue Ridge Bank that Stessa uses) will allow us to send an external ACH transfer with Routing number/Account number.

Currently Stessa only allows us to send an external ACH transfer with banks we’ve connected via plaid, IE we need to provide log-in credentials for. Given that there is no billpay/checks/zelle we need the option to send external ACH transfers via routing number/account number like all other banks and cash management apps have.

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